Pre-Planning Funeral Arrangements

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Man in Dress Shirt Filling Out Financial Paperwork at Desk

Let’s face it: most people don’t want to think about pre-planning their funeral, especially if they are healthy and living their best life. Hard to believe, this may be the perfect time to plan your passing. Planning now will take the decision-making stress off of your family, and save you and your loved ones thousands of dollars.

Pre-need insurance sets aside funds for your cremation before the need arises.  It is an insurance policy that protects your loved ones from the financial burden after you die.  It covers the costs of pre-determined expenses and can protect against inflation and the rising cost of expenses by locking into today's prices.

A1 Affordable Cremation offers funding through insurance because it protects our customers, the consumer. In addition to removing the decision-making burden from your family and loved ones, there are many benefits to pre-arranged plans among them: 
  • Confirms the service you choose now will be guaranteed for the same price no matter what the cost is in the future.
  • Earned growth plan adds to the final benefit, with excess refunded to your beneficiaries, where applicable.
  • Preserves the option to obtain government assistance in the future, by making your plan irrevocable.
Your plan is transferable, in case you move from the area. According to the 2007 ACS data, once a person reaches 45 years old., they will average 2.7 more moves. 

Consumers often believe that pre-planning requires pre-payments. The truth is you can choose to record your wishes on paper, and A1 Affordable maintains a file for your family. The benefit of prepaying your funeral is that it protects you and your family from the ongoing danger of inflation, ensuring your expenses are covered at the time they are needed. 

The average annual inflation rate is 3.22%. This percentage may not sound bad; however, at this rate, prices will double every 20 years. Guaranteeing today’s price to protect against inflation is one of the biggest reasons our customers choose pre-planning.

There are numerous benefits to pre-arranged plans. Whether you wish to memorialize your loved one with a personalized urn, a piece of jewelry or a special keepsake, pre-planning is a simple matter of taking the time to write down your wishes. At A1 Affordable Cremation, we believe deeply in what we do, and we take great pride in our ability to help your family at a difficult time. We have 24-hour availability by phone at 386-405-3128 or visit our website for more information.

Sources: 
https://www.insurance.com/life-insurance/coverage/is-funeral-insurance-for-you.aspx

Location: A1 Cremation Services

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